Future Roadmap

Financial Services

On track to create one of the largest well-diversified Financial Services businesses of India

  • Continue to grow real estate loan book by launching relevant, innovative and customised solutions

  • Further growing the recently launched products such as commercial construction finance and LRD

  • Continue to diversify loan book through focus on Corporate Finance Group (nonreal estate) space

  • Scale up Housing Finance through:

    Developer relationships through presence at point of loan origination

    Brickex network

  • Maintain focus on asset quality while generating higher risk adjusted RoEs

  • Contribute in taking Shriram to the next level

  • Optimise liability franchise

    Further deepen and diversify funding sources

    Target credit rating improvement

  • Continue to enhance technology usage to improve efficiency through:

    Use of analytics for decision-making

    Automation of systems and processes to improve Turnaround Time (TAT)


Well-positioned to create a large and profitable pharma business

  • Leverage significant capital invested into core infrastructure in the global pharma and India consumer segments

    Creating its own niche by moving up the value chain into differentiated branded generics products and services

  • Improve margins through differentiated offerings, operating leverage and higher capacity utilisation

  • Further improve distribution economics by leveraging our global distribution channels

  • Niche inorganic opportunities continue to remain a driver of growth

  • Continue to focus on quality and regulatory compliance framework

  • Continue to develop and acquire new brands and products

  • Improve margins by leveraging India-wide sales distribution network

Healthcare Insight & Analytics

Growing business and improving margins

  • Drive revenue growth through broadening of large addressable market into payer / provider space in addition to our core life sciences customer base

  • Continue to transform our customer offering towards higher end value-added insights and solutions by leveraging proprietary data and analytics tools

  • Further invest in developing our consulting skills and talent pool

  • Selectively enter new high growth markets

  • Improve margins by leveraging our India base