Future Roadmap



Financial Services

On track to create one of the largest well-diversified Financial Services businesses of India

  • Continue to grow real estate loan book by launching relevant, innovative and customised solutions

  • Further growing the recently launched products such as commercial construction finance and LRD

  • Continue to diversify loan book through focus on Corporate Finance Group (nonreal estate) space

  • Scale up Housing Finance through:

    Developer relationships through presence at point of loan origination

    Brickex network

  • Maintain focus on asset quality while generating higher risk adjusted RoEs

  • Contribute in taking Shriram to the next level

  • Optimise liability franchise

    Further deepen and diversify funding sources

    Target credit rating improvement

  • Continue to enhance technology usage to improve efficiency through:

    Use of analytics for decision-making

    Automation of systems and processes to improve Turnaround Time (TAT)

Pharma

Well-positioned to create a large and profitable pharma business

  • Leverage significant capital invested into core infrastructure in the global pharma and India consumer segments

  • GLOBAL PHARMA
    Creating its own niche by moving up the value chain into differentiated branded generics products and services

  • Improve margins through differentiated offerings, operating leverage and higher capacity utilisation

  • Further improve distribution economics by leveraging our global distribution channels

  • Niche inorganic opportunities continue to remain a driver of growth

  • Continue to focus on quality and regulatory compliance framework

  • Continue to develop and acquire new brands and products

  • Improve margins by leveraging India-wide sales distribution network

Healthcare Insight & Analytics

Growing business and improving margins

  • Drive revenue growth through broadening of large addressable market into payer / provider space in addition to our core life sciences customer base

  • Continue to transform our customer offering towards higher end value-added insights and solutions by leveraging proprietary data and analytics tools

  • Further invest in developing our consulting skills and talent pool

  • Selectively enter new high growth markets

  • Improve margins by leveraging our India base